I was once given complimentary wheel and tire insurance which didn’t cover against accidental damage, wear and tear, road debris or malicious damage by another person. The only thing I could think it covered is if I slashed my own tires and also could prove it was me doing it
So basically they only insure against a stranger damaging it, and fire.
and tornado
Wind and rain damage is excluded
Not excluded if resulting from a tornado, line item 20.
Good catch
But if your house catches on fire they’ll deny the claim because those charred rafters were actually damaged by the water from the fire hose.
i like how nukes and war is 5-7 and then alllllll the way down they’re like, “oh also no water damage and no normal wear and tear.”
So what the heck DOES it cover???
If you lose the document they’ll print another one up no questions asked