Oh, I was only aware of credits where the lender sets the amount to be the total exactly spread over the period, those are the only ones I’ve seen and taken, so each month I get a charge for the amount needed to keep up with the credit.
For the rest then it makes sense how they make money, since I’ve had credit cards which don’t show or at the very least hide the amount to not pay interest and only tell you the minimum payment.

My unpopular opinion is I like ads, some are well thought, funny, and memorable.
Ads in videogames which allow you to have a small boost are also amazing, I don’t have to spend money, just leave my phone for 30~60 seconds and I get a bit of premium currency while supporting the devs.

The annoying/worrisome part is all the tracking the ads have, and the ones which are very invasive which take half of the screen.
If we could go back to TV ads where everyone watches the ads without individual targeting, and with current technology to protect against hacking, and getting them in sensible places to not hide the content I would place and exception in my ublock and pihole for them.

Unless they’ve changed how it works I can confirm.
Some months ago I was testing lemmy in my local I used the same URL to create a new post, it never showed up in the ui, it was because Lemmy treated it as a crosspost and hid it under the older one.
At that time it was only a crosspost jf the URL was the same, I’m not so sure about the title, but the body could be different.

The thing would be to verify if this grouping is being done by the UI or by the server, which might explain some UIs showing duplicated posts.

I use https://lemmyverse.net/
You can search for all communities of all instances, or click in a specific instance.

https://lemmyverse.net/instance/programming.dev/communities

Yes, each sperm and egg are unique since the process they go through ensures the chromosomes have been mixed.

Both sex cells (gametes) go through meiosis.

shuffles the genes between the two chromosomes in each pair (one received from each parent), producing lots of recombinant chromosomes with unique genetic combinations in every gamete […] produces four genetically unique cells, each with half the number of chromosomes as in the parent

You get half of your chromosomes from each of your parents, so their bodies are in charge of setting which half their child will use.
Afterwards which trait will be present goes into dominant and recessive genes.
(of course this is more complicated and someone might do a better job at explaining it in depth)

I’d say it depends on your threat model, it could be a valid option.
Still, how are you going to manage them? A password manager? You’d still be posing the same question: should I keep my accounts in a single password manager?

Maybe what you can do is use aliases, that way you don’t expose anywhere the actual account used see your inbox, only accounts to send you emails.
But I tries this and some service providers don’t handle well custom email domains (specially government and banking which move slowly to adapt new technology)

I’m just downloading moonlighter again xP
It’s also included in Netflix, but the reviews say it crashes and data gets corrupted.