This app live captions any output to your sound device locally https://github.com/abb128/LiveCaptions
Whether I mute my output device, or selectively mute a tab or app it still works fine.
There’s a similar feature baked into Win11, not sure whether that is processed locally/privately though
Wild Hearts comes to mind. Koei Tecmo PC ports are bad at the best of times, but many of the performance problems present in the Steam version mysteriously don’t exist on the EA app version which released a few months later without Denuvo. Just like, buy the game again if you want your product to work I guess.