Wow. I just want to say thank you for such a thoughtful, informed, detailed response. You are an amazing person!

Oh hell yeah. I want to see a Dendy reboot.

I did the math for the interest rate since they didn’t bother to in the article. The article says she had paid $1400/mo for 3 years and had only paid 10,000 toward principal. Assuming that’s 36 months of payments, the interest rate would be around 15.5%. The payment term would have been 10 years and total payments would end up being $168k.

Predatory lenders and financial illiteracy; a perfect match made in hell.

Are you logged in? It appears you can go to the privacy settings page and set some (not all) settings without being logged in.

Thanks. I just went and disabled it. I also found that they had “products and services notifications” turned on. I know I attempted to disable all advertising and monitoring stuff shortly after I signed up, but I can’t say for sure whether I had missed this section at that time or if they kindly turned it on for me between then and now.